Bank deposit calculator
Estimate the final balance, tax, net profit and inflation-adjusted value.
Sources and adopted values
Calculation schedule
| Month | Balance | Value | Value | Value |
|---|---|---|---|---|
| Fill in the fields above — the result is computed on this page. | ||||
How do I use this page?
- Enter values from your current offer, agreement or official documents.
- Choose the options that match your actual situation.
- Calculate the result and compare the detailed components.
What this page does not do: This is a simulation. Banks may use exact day counts, different crediting dates and their own rounding rules. Inflation is an assumption, not a forecast.
Further reading
Theory — what is a bank deposit calculator?
A bank deposit calculator estimates the final balance of your savings based on the interest rate, term and compounding frequency. It calculates interest monthly and adds it to the principal according to the chosen compounding, while tax on interest is deducted at each compounding. It also shows gross and net profit along with the real value of your money after accounting for inflation. Any extra deposit added mid-month only starts earning interest from the following month.
Frequently asked questions
Does the deposit calculator include tax on interest?
Is this result exact?
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