FIRE — financial independence
Target = annual expenses / withdrawal rate. Real return = (1 + return after modeled annual tax) / (1 + inflation) − 1. Contributions at year-end.
Sources and adopted values
Result breakdown
| Item | Value |
|---|---|
| Fill in the fields above — the result is computed on this page. | |
How do I use this page?
- Enter data and choose a scenario.
- Click Calculate and inspect the result.
What this page does not do: Fixed rates and real contributions are a scenario, not a forecast or safe-withdrawal guarantee. Include social/health insurance and fees in expenses. Does not model return sequence or deferred-sale taxes.
Further reading
Theory — FIRE
Target = annual expenses / withdrawal rate. Real return = (1 + return after modeled annual tax) / (1 + inflation) − 1. Contributions at year-end.
Frequently asked questions
How does the calculation work?
What are the limitations?
See also
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